000			03380nam a22002417a 4500
003			RNL
005			20260407102227.0
008			260407b |||||||| |||| 00| 0 eng d
020			_a9789371260558
040			_aRCL
082			_a332 SI50F
100			_aSingh, Amit Kumar _925234
245			_aFinance For Everyone _c/ Amit Kumar Singh, Rohit Kumar Shrivastav
260			_aNew Delhi: _bTaxman Publication, _c2025.
300			_a10.29p,+P.6, ; 24cm. _billustration;
505	0		_aFinancial Literacy & Planning Basics of financial literacy, its importance, and prerequisites Personal budgeting, planning, and the art of managing inflows/outflows Understanding financial institutions and their role in financial inclusion Banking Services Overview of different types of banks, deposit accounts, loans, and online banking PAN card, KYC norms, CIBIL scores, and maintaining healthy credit E-banking, RTGS, NEFT, IMPS, and the cashless banking system Financial Services from Indian Post Offices India Post Payment Bank and its range of services Various Post Office savings schemes (Kisan Vikas Patra, NSC, PPF, Senior Citizen Savings Scheme, Sukanya Samriddhi Yojana, etc.) Money transfer and remittance facilities Insurance Services Life insurance (term plans, endowment policies, pension policies, ULIPs) and health insurance Property insurance products Postal life insurance schemes and related products Stock Market Basics Primary and Secondary markets, IPOs, FPOs, shares, debentures, mutual funds, derivatives, etc. Stock exchanges in India, understanding stock indices (SENSEX, NIFTY) Tax implications (short-term vs. long-term capital gains) Each unit culminates in practical exercises encouraging learners to explore banks, insurance companies, and post offices, collect information, compare policies, and compile personal budgets The structure of this book is as follows: Learning Outcomes – Each chapter begins with learning outcomes to give brief context about the content and what the readers will achieve after the successful completion of the chapter Main Text – Various concepts and topics have been explained in simple and lucid language Examples & Cases – They are added to each chapter to enhance readers understanding Practice Questions – Each chapter provides a list of questions to test the readers' knowledge. Readers can answer these questions to review their learning Activities – The benefit of learning finance concepts cannot be fruitful unless applied to practical situations. Thus, each chapter offers activities for readers to ensure learning by doing
520			_aFinance For Everyone simplifies essential finance principles for undergraduates in all fields, fully aligning with NEP guidelines. It uses clear language, real-life examples, and hands-on exercises to nurture financial literacy and independence. Structured in five units—from budgeting and banking to insurance and the stock market—each chapter includes concise learning outcomes, practical case studies, and practice questions. This highly accessible guide suits students, educators, self-learners, and professionals eager to strengthen their personal finance knowledge.
546			_aEnglish.
650			_aFinancial Literacy _929767
650			_aInsurance Services _931113
700			_aShrivastav, Rohit Kumar _930366
942			_cBK
999			_c48109 _d48109