| Formatted contents note |
Financial Literacy & Planning<br/>Basics of financial literacy, its importance, and prerequisites<br/>Personal budgeting, planning, and the art of managing inflows/outflows<br/>Understanding financial institutions and their role in financial inclusion<br/>Banking Services<br/>Overview of different types of banks, deposit accounts, loans, and online banking<br/>PAN card, KYC norms, CIBIL scores, and maintaining healthy credit<br/>E-banking, RTGS, NEFT, IMPS, and the cashless banking system<br/>Financial Services from Indian Post Offices<br/>India Post Payment Bank and its range of services<br/>Various Post Office savings schemes (Kisan Vikas Patra, NSC, PPF, Senior Citizen Savings Scheme, Sukanya Samriddhi Yojana, etc.)<br/>Money transfer and remittance facilities<br/>Insurance Services<br/>Life insurance (term plans, endowment policies, pension policies, ULIPs) and health insurance<br/>Property insurance products<br/>Postal life insurance schemes and related products<br/>Stock Market Basics<br/>Primary and Secondary markets, IPOs, FPOs, shares, debentures, mutual funds, derivatives, etc.<br/>Stock exchanges in India, understanding stock indices (SENSEX, NIFTY)<br/>Tax implications (short-term vs. long-term capital gains)<br/>Each unit culminates in practical exercises encouraging learners to explore banks, insurance companies, and post offices, collect information, compare policies, and compile personal budgets<br/>The structure of this book is as follows:<br/><br/>Learning Outcomes – Each chapter begins with learning outcomes to give brief context about the content and what the readers will achieve after the successful completion of the chapter<br/>Main Text – Various concepts and topics have been explained in simple and lucid language<br/>Examples & Cases – They are added to each chapter to enhance readers understanding<br/>Practice Questions – Each chapter provides a list of questions to test the readers' knowledge. Readers can answer these questions to review their learning<br/>Activities – The benefit of learning finance concepts cannot be fruitful unless applied to practical situations. Thus, each chapter offers activities for readers to ensure learning by doing |
| Summary, etc |
Finance For Everyone simplifies essential finance principles for undergraduates in all fields, fully aligning with NEP guidelines. It uses clear language, real-life examples, and hands-on exercises to nurture financial literacy and independence. Structured in five units—from budgeting and banking to insurance and the stock market—each chapter includes concise learning outcomes, practical case studies, and practice questions. This highly accessible guide suits students, educators, self-learners, and professionals eager to strengthen their personal finance knowledge. |
